American Savings Bank Payday Loans Review - Honolulu, Hawaii

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4.2 5 reviews

2851 E Manoa Rd, Honolulu, HI 96822, USA
+1 (800) 272-2566
www.asbhawaii.com
Friday
9AM–4PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1998-12-17

Mailing Address

PO BOX 2300

HONOLULU

HI

96804-2300

United States

Company Name

American Savings Bank

American Savings Bank

Contact Data

techcontracts@asbhawaii.com

+1.8088464737

Testimonials

Feedback about American Savings Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Honolulu, Hawaii is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will American Savings Bank help issue a loan in Honolulu, Hawaii?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Honolulu, hi consider this circumstance not a drawback to take out a loan. The borrower of a loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only resolve current problems, but improve the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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