Xpress Cash Payday Loans Review - Nampa, Idaho

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3.2 5 reviews
Loan agency in Nampa, Idaho

180 Caldwell Blvd, Nampa, ID 83651, USA
+1 (208) 466-9066
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Testimonials

What people think about Xpress Cash?

Below you find some of the opinions of our clients.
Note

Important

The previous three items describe a certain lending service. But below you can read general details about payday loans.

Payday Loans in Nampa, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and speedy to get accepted for payday loans in Nampa, Idaho. The APR will be set specifically for each person and will depend on the personal data the client entered.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Xpress Cash that offers payday loans in Nampa, Idaho

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can help individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are convinced that you can afford payments in good time.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Nampa, Idaho

Sterling Bank

402 Main St, Riggins, ID 83549, USA

+1 (208) 628-3205

www.umpquabank.com

U.S. Bank Branch

333 Michigan Ave, Orofino, ID 83544, USA

+1 (208) 476-4534

locations.usbank.com

Security Finance

2100 E Fairview Ave #5, Meridian, ID 83642, USA

+1 (208) 898-0904

www.securityfinance.com

Bryan Moss | Fairway Independent Mortgage Corporation Loan Officer

868 E Riverside Dr #200, Eagle, ID 83616, USA

+1 (818) 638-1815

www.fairwayindependentmc.com

D.L. Evans Bank

731 N Main St suite a, Bellevue, ID 83313, USA

+1 (208) 788-2200

www.dlevans.com

Check `n Go

5571 N Glenwood St, Garden City, ID 83714, USA

+1 (208) 376-7800

locations.checkngo.com

Title Cash

120 W Cameron Ave Suite 1, Kellogg, ID 83837, USA

+1 (208) 783-1040

www.titlecash.com

Clarity Credit Union - Middleton, Idaho

3 W Main St, Middleton, ID 83644, USA

+1 (208) 467-6583

www.claritycu.com

Diversified Equity Systems LLC

414 Shoup Ave, Idaho Falls, ID 83402, USA

+1 (208) 529-6843