East Idaho Credit Union Payday Loans Review - Salmon, Idaho

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4.6 19 reviews

777 Shoup St, Salmon, ID 83467, USA
+1 (800) 727-9961
eastidahocu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about East Idaho Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Salmon, Idaho

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Salmon, id. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will East Idaho Credit Union help take out a payday loan in Salmon, Idaho?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Salmon, Idaho. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

Let's see

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