Cash On the Spot Payday Loans Review - Chicago, Illinois

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Loan agency in Chicago, Illinois

Organization owner?

2009 N Western Ave, Chicago, IL 60647, USA

+1 (773) 772-2308

Tuesday

6:30–7:15AM

Wednesday

6AM–3PM

Thursday

7:45–8:15AM

Friday

3:30–9AM

Saturday

9AM–12AM

Sunday

12AM–12:15PM

Monday

8–8:15AM

Testimonials

Feedback about Cash On the Spot?

Here you read the reviews of our clients.

Note

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Chicago, Illinois

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are considered as payday loans in Chicago, il. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Cash On the Spot help issue a loan in Chicago, Illinois?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Chicago, il consider this circumstance not a drawback to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

Let's see