Prairie State Bank & Trust. Payday Loans Review - Illiopolis, Illinois

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5 reviews

Organization owner?

345 Mary St, Illiopolis, IL 62539, USA

+1 (217) 486-2721

www.psbank.net

Wednesday

10AM–3PM

Thursday

10AM–3PM

Friday

10AM–3PM

Saturday

9AM–11PM

Sunday

Closed

Monday

10AM–3PM

Tuesday

10AM–3PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

sd6k38677my@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Prairie State Bank & Trust.?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Illiopolis, Illinois

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Illiopolis, Illinois is issued simply and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Prairie State Bank & Trust. help issue a loan in Illiopolis, Illinois?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the application. Payday loans in Illiopolis, Illinois may help level up your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see