Illinois Bank & Trust — Machesney Park Payday Loans Review - Machesney Park, Illinois

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3.5 11 reviews
Organization owner?
1515 West Lane Rd, Machesney Park, IL 61115, USA
+1 (815) 654-8030
www.illinoisbank.com
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12:30PM

Domain Info

Created Date

1997-06-25

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Illinois Bank & Trust — Machesney Park?

Below you get acquainted with some of the opinions of our clients.

Every time I come to this location the employees are not friendly or personable.

Myra Ernser

I deposited my check three days ago and the money hasn’t gone through still.

Amelie Bernhard I

Kind service and very helpful

Israel Wunsch

Every time I come to this location the employees are not friendly or personable.

Myra Ernser

I deposited my check three days ago and the money hasn’t gone through still.

Amelie Bernhard I

Kind service and very helpful

Israel Wunsch

Every time I come to this location the employees are not friendly or personable.

Myra Ernser

Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Machesney Park, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Machesney Park, Illinois. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Illinois Bank & Trust — Machesney Park that offers payday loans in Machesney Park, Illinois

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

14%
Treatment

10%
Vacation

8%
Clothes

6%
Home improvement

6%
Debt Consolidation

4%
Get Started
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments punctually.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Machesney Park, Illinois

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Flagstar Bank Home Loan Center

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Great Lakes Credit Union

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Walmart Money Center

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CNB Bank & Trust, N.A.

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Riverside Community Credit Union

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Shorewood Bank & Trust

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Armed Forces Bank

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