First Bankers Trust Company, N.A. Payday Loans Review - Macomb, Illinois

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2.3 4 reviews

Organization owner?

440 N Lafayette St, Macomb, IL 61455, USA

+1 (309) 837-6664

www.firstbankers.com

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

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Pay Attention

Above-defined info provides the details about a exact lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Macomb, Michigan

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Macomb, Michigan is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Bankers Trust Company, N.A. help take out a payday loan in Macomb, Michigan?

24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Macomb, Michigan. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see