SIU Credit Union Payday Loans Review - Marion, Illinois

Your personal information is safe with us

2.9 20 reviews

Organization owner?

2809 Outer Dr, Marion, IL 62959, USA

+1 (618) 457-3595

www.siucu.org

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about SIU Credit Union?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Marion, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Marion, New York are issued problem-free. The interest percentage is dependent on the borrower's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will SIU Credit Union help take out a loan in Marion, New York?

24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Marion, ny consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only cope with current issues, but enhance the credit score.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a definite cost of the loan.

Let's see