Gas & Electric Credit Union Payday Loans Review - Rock Island, Illinois

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4.4 10 reviews

2300 4th Ave, Rock Island, IL 61201, USA
+1 (309) 793-3610
www.gaselectriccu.com
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1999-09-24

Mailing Address

Illinois

United States

Testimonials

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Above-specified info offers the details about a certain lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Rock Island, Tennessee

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Rock Island, tn. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Gas & Electric Credit Union help take out a loan in Rock Island, Tennessee?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Rock Island, tn review this circumstance not a drawback to take out a loan. The customer of a loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on time and not only resolve current problems, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

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