Blackhawk Area Credit Union Payday Loans Review - Savanna, Illinois

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3 4 reviews

214 Main St, Savanna, IL 61074, USA
+1 (815) 273-4503
www.bacu.org
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
9AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Testimonials

What people think about Blackhawk Area Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a definite lender. But below you can find general details about payday loans.

Payday Loans in Savanna, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Savanna, Illinois. The interest rate will be set individually for each case and will depend on the personal details the client provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Blackhawk Area Credit Union that offers payday loans in Savanna, Illinois

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific aspects. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

Other Payday Lenders in Savanna, Illinois

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Regions Bank

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Midland States Bank

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PNC Bank

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First Midwest Bank ATM

200 W Corning Ave, Peotone, IL 60468, USA

+1 (800) 322-3623

www.firstmidwest.com

Check `n Go

8305 Golf Rd, Niles, IL 60714, USA

+1 (847) 583-1600

locations.checkngo.com

Peoples National Bank

1001 W Delaware St, Fairfield, IL 62837, USA

+1 (618) 842-2167

www.peoplesnationalbank.com

Self-Help Federal Credit Union

73 S Lasalle St, Aurora, IL 60505, USA

+1 (877) 369-2828

www.self-helpfcu.org

World Finance

406 6th St, Charleston, IL 61920, USA

+1 (217) 240-7774

www.loansbyworld.com