Southern Illinois Bank Payday Loans Review - West Frankfort, Illinois

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3.9 7 reviews

Organization owner?

404 S Logan St, West Frankfort, IL 62896, USA

+1 (618) 932-8536

www.southernillinoisbank.com

Friday

8:30AM–5:30PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

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Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in West Frankfort, Illinois

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in West Frankfort, il. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Southern Illinois Bank help take out a loan in West Frankfort, Illinois?

24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in West Frankfort, Illinois. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will define the cost of the loan. It takes seconds to see the result.

Let's see