Lake City Bank Payday Loans Review - Ligonier, Indiana

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4.5 4 reviews

Organization owner?

222 S Cavin St, Ligonier, IN 46767, USA

+1 (260) 894-4141

locations.lakecitybank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

Closed

Domain Info

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

lakecitybank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Lake City Bank?

Here you read the feedback of our clients.

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Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Ligonier, Pennsylvania

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Ligonier, Pennsylvania is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

6% APR small loan cap

How will Lake City Bank help take out a payday loan in Ligonier, Pennsylvania?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Ligonier, pa will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see