Farmers & Merchants Bank Payday Loans Review - Otterbein, Indiana

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3.8 4 reviews

406 N Maddox Rd, Otterbein, IN 47970, USA
+1 (765) 583-4411
www.fmbank.org
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Testimonials

Feedback about Farmers & Merchants Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Otterbein, Indiana

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Otterbein, Indiana are issued hassle-free. The interest percentage depends on the client's personal information: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Farmers & Merchants Bank help issue a payday loan in Otterbein, Indiana?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to issue a loan. The lender process many aspects such as financial abilities to approve the application. Cash advance in Otterbein, Indiana may help improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

Let's see

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