Horizon Bank Payday Loans Review - Westville, Indiana

Your personal information is safe with us

5 reviews

Organization owner?

1 Parkman Dr, Westville, IN 46391, USA

+1 (219) 785-7280

www.horizonbank.com

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Domain Info

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

46360-3329

United States

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

Feedback about Horizon Bank?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Westville, New Jersey

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Westville, New Jersey are issued hassle-free. The interest rate is conditional on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

30% usury cap

How will Horizon Bank help take out a payday loan in Westville, New Jersey?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Westville, nj consider this circumstance not a drawback to take out a loan. The borrower of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a definite cost of the loan.

Let's see