U.S. Bank Branch Payday Loans Review - Ames, Iowa

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2.7 26 reviews

405 Main St, Ames, IA 50010, USA
+1 (515) 232-8200
locations.usbank.com
Friday
9AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Ames, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and fast to get approved for payday loans in Ames, Iowa. The interest rate will be set specifically for each applicant and will depend on the personal data the borrower entered.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of U.S. Bank Branch that offers payday loans in Ames, Iowa

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Ames, ia accept consumers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if approved could have the funds in your account within a few hours.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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Great Southern Bank ATM

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Wells Fargo Bank

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Central Bank ATM

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Hills Bank

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Heritage Bank

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Edward Jones - Financial Advisor: Jeff Johnson

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United Bank of Iowa

201 N Center St, Lake City, IA 51449, USA

+1 (712) 464-3181

www.unitedbk.bank