BankIowa Payday Loans Review - Independence, Iowa

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4.7 3 reviews

305 Enterprise Dr, Independence, IA 50644, USA
+1 (319) 334-6633
bankiowa.com
Saturday
8:30–11:30AM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1998-04-29

Mailing Address

7045 C AVE NE

CEDAR RAPIDS

IA

52402-1378

United States

Company Name

BankIowa of Cedar Rapids

BankIowa of Cedar Rapids

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

(319) 395-9422

Testimonials

What people think about BankIowa?

Below you see some of the reviews of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Independence, Virginia

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Independence, Virginia. The APR will be set specifically for each person and will depend on the personal data the person entered.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of BankIowa that offers payday loans in Independence, Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see

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