IH Mississippi Valley Credit Union Payday Loans Review - Bettendorf, Iowa

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2.8 16 reviews

2839 AAA Ct, Bettendorf, IA 52722, USA
+1 (309) 793-6200
www.ihmvcu.org
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Testimonials

Feedback about IH Mississippi Valley Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Bettendorf, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Bettendorf, Iowa is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will IH Mississippi Valley Credit Union help take out a payday loan in Bettendorf, Iowa?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Bettendorf, ia consider this circumstance not an obstacle to issue a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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Edward Jones - Financial Advisor: Greg Fleming

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Valley Bank

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Colton Wicker - Ameriprise Financial Services, LLC

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+1 (712) 662-4338

www.ameripriseadvisors.com

Edward Jones - Financial Advisor: Jason L Geving, AAMS®

15 N Federal Ave, Mason City, IA 50401, USA

+1 (641) 421-1100

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Fortress Bank

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+1 (563) 362-0453

www.bankfortress.com

Hills Bank

2621 Muscatine Ave, Iowa City, IA 52240, USA

+1 (319) 338-3381

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Dupaco Community Credit Union

3299 Hillcrest Rd, Dubuque, IA 52001, USA

+1 (563) 557-7600

www.dupaco.com