EZ Money Check Cashing Payday Loans Review - Cedar Rapids, Iowa

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4.8 82 reviews
Loan agency in Cedar Rapids, Iowa

323 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
35 years in business
+1 (319) 396-3520
cedar-rapids-ia-edgewood.getezmoney.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska

United States

Testimonials

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Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

It is simple and quick to take out payday loans in Cedar Rapids, Iowa. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help take out a payday loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Cedar Rapids, ia review this circumstance not a hindrence to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only handle current issues, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

U.S. Bank Branch

421 W Broadway, Council Bluffs, IA 51503, USA

+1 (712) 328-1856

locations.usbank.com

Hometown Cash Advance

606 S Federal Ave Suite 1, Mason City, IA 50401, USA

+1 (641) 424-2222

Check Into Cash

2744 University Ave, Waterloo, IA 50701, USA

+1 (319) 236-3760

local.checkintocash.com

Colton Wicker - Ameriprise Financial Services, LLC

110 S 6th St, Sac City, IA 50583, USA

+1 (712) 662-4338

www.ameripriseadvisors.com

Bank of the West

700 1st Ave NE, Cedar Rapids, IA 52401, USA

+1 (319) 366-1851

www.bankofthewest.com

MoneyGram

605 W Locust St, Dubuque, IA 52001, USA

+1 (563) 556-5999

locations.moneygram.com

MoneyGram

402 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-4777

locations.moneygram.com

Collins Community Credit Union

601 E Court Ave, Des Moines, IA 50309, USA

+1 (800) 475-1150

www.collinscu.org

Collins Community Credit Union

1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (800) 475-1150

www.collinscu.org