Advance America Payday Loans Review - Cedar Falls, Iowa

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4.5 8 reviews

Loan agency in Cedar Falls, Iowa

Organization owner?

6322 University Ave Space M, Cedar Falls, IA 50613, USA

+1 (319) 266-4629

www.advanceamerica.net

Domain Info

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to issue loans in Cedar Falls, North Carolina. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

36% APR small loan cap

How will Advance America help issue a loan in Cedar Falls, North Carolina?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Cedar Falls, nc review this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only handle current problems, but enhance the credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see