Dupaco Community Credit Union Payday Loans Review - Cedar Rapids, Iowa

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4.2 31 reviews

Organization owner?

3131 Williams Blvd SW, Cedar Rapids, IA 52404, USA

+1 (800) 373-7600

www.dupaco.com

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–6PM

Saturday

8:30AM–12:30PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

Feedback about Dupaco Community Credit Union?

Here you see the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Cedar Rapids, Iowa

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Cedar Rapids, Iowa is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Dupaco Community Credit Union help take out a payday loan in Cedar Rapids, Iowa?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Cedar Rapids, ia will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see