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What people think about First Community Bank?
Last week I needed $700 to cover medical bills. I decided to apply via First Community Bank. They only approved me for $500 but the process itself was transparent, and their rates were favorable.
Grady Lehner
Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via First Community Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had poor credit. In general, The process was fast.
Prof. Ian Schaefer
First Community Bank seems credible. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan early. The employees were professional, they gave detailed answers to all my questions. No troubles. But their rates are not the lowest on the net.
Scotty Mosciski III
I needed $1000 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of lenders online. First Community Bank seemed the most transparent financial institution in Rockwell City.
Cassie Labadie
Last week I needed $700 to cover medical bills. I decided to apply via First Community Bank. They only approved me for $500 but the process itself was transparent, and their rates were favorable.
Grady Lehner
Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via First Community Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had poor credit. In general, The process was fast.
Prof. Ian Schaefer
First Community Bank seems credible. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan early. The employees were professional, they gave detailed answers to all my questions. No troubles. But their rates are not the lowest on the net.
Scotty Mosciski III
I needed $1000 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of lenders online. First Community Bank seemed the most transparent financial institution in Rockwell City.
Cassie Labadie
Important
Now you can read general features of payday loans.
Payday Loans in Rockwell City, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans may turn out an easy and speedy solution to a short-term problem in Rockwell City, Iowa. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.
337% *
$500
Not Specified
31 days
Advantages of First Community Bank that offers payday loans in Rockwell City, Iowa
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Rockwell City, ia work with borrowers with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within several hours.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Rockwell City, Iowa
GreenState Credit Union
585 W Penn St, North Liberty, IA 52317, USA
+1 (800) 397-3790
www.greenstate.org
Great Southern Bank
2102 Spruce Hills Dr, Bettendorf, IA 52722, USA
+1 (563) 344-8960
locations.greatsouthernbank.com
EZ Money Check Cashing
2411 S 24th St Ste 4, Council Bluffs, IA 51501, USA
+1 (712) 256-7800
council-bluffs-ia-s-24th.getezmoney.com
Nick Hammitt - Ameriprise Financial Services, LLC
530 2nd St, Webster City, IA 50595, USA
+1 (515) 832-6212
www.ameripriseadvisors.com
Dupaco Community Credit Union
1946 Schukei Rd, Waterloo, IA 50702, USA
+1 (800) 373-7600
www.dupaco.com
Collins Community Credit Union - Home Loan Center
1054 73rd St, Clive, IA 50324, USA
+1 (515) 223-0208
www.collinscu.org