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What people think about Gem Financial?

Way overpriced junk cars is all they help with
Tommie Fay

I would recommend them to anyone that needs to rebuild their credit.
Trent Mante Sr.

Pretty cool and down to earth people.
Mr. Leopold Rohan

Way overpriced junk cars is all they help with
Tommie Fay

I would recommend them to anyone that needs to rebuild their credit.
Trent Mante Sr.

Pretty cool and down to earth people.
Mr. Leopold Rohan

Way overpriced junk cars is all they help with
Tommie Fay
Important
Below you can see general information about payday loans and their common aspects.

Payday Loans in Council Bluffs, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Council Bluffs, Iowa is are easy to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days

Advantages of Gem Financial that offers payday loans in Council Bluffs, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in good time.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Council Bluffs, Iowa

Edward Jones - Financial Advisor: Corey M Joens
350 E Ridgeway Ave, Waterloo, IA 50702, USA
+1 (319) 232-3306
www.edwardjones.com

Edward Jones - Financial Advisor: Jason L Geving, AAMS®
15 N Federal Ave, Mason City, IA 50401, USA
+1 (641) 421-1100
www.edwardjones.com

Farm Credit Services of America
2216 James Ave, Mt Pleasant, IA 52641, USA
+1 (319) 385-3191
www.fcsamerica.com

Farm Credit Services of America
1812 Hawkeye Ave, Harlan, IA 51537, USA
+1 (712) 755-3128
www.fcsamerica.com


Edward Jones - Financial Advisor: Austin D M Woodin, AAMS®
2615 Northridge Pkwy #101, Ames, IA 50010, USA
+1 (515) 292-9272
www.edwardjones.com

Edward Jones - Financial Advisor: Tom Geist, AAMS®
1601 S B Ave Suite 2, Nevada, IA 50201, USA
+1 (515) 382-1320
www.edwardjones.com

Collins Community Credit Union
4343 Merle Hay Rd, Des Moines, IA 50310, USA
+1 (800) 475-1150
www.collinscu.org

Great Western Bank
1609 Madison St, Bedford, IA 50833, USA
+1 (712) 523-3611
www.greatwesternbank.com