American National Bank Payday Loans Review - Council Bluffs, Iowa

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2 10 reviews

2650 W Broadway, Council Bluffs, IA 51501, USA
+1 (712) 325-4494
www.american.bank
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Testimonials

What people think about American National Bank?

Below you get acquainted with some of the reviews of our clients.
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Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Council Bluffs, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Council Bluffs, Iowa is are easy to get. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of American National Bank that offers payday loans in Council Bluffs, Iowa

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

Other Payday Lenders in Council Bluffs, Iowa

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+1 (319) 368-4444

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Walmart Money Center

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Peoples Savings Bank

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Central Bank

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www.centralbankonline.com

MoneyGram

3134 Manawa Center Dr #4, Council Bluffs, IA 51501, USA

+1 (712) 366-0744

locations.moneygram.com

Advance America

4502 Avenue "O" Suite 1 & 2, Fort Madison, IA 52627, USA

+1 (319) 372-4302

www.advanceamerica.net

U.S. Bank Branch

701 Sumner Ave, Humboldt, IA 50548, USA

+1 (515) 332-1142

locations.usbank.com

GNB Bank

300 E Main St, Manchester, IA 52057, USA

+1 (563) 927-3814

www.gnbbank.com