Community 1st Credit Union Payday Loans Review - Ottumwa, Iowa

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3.7 17 reviews

Organization owner?

1940 Venture Dr, Ottumwa, IA 52501, USA

+1 (641) 684-2127

www.c1stcreditunion.com

Wednesday

11AM–7PM

Thursday

11AM–7PM

Friday

11AM–7PM

Saturday

9AM–5PM

Sunday

10AM–4PM

Monday

11AM–7PM

Tuesday

11AM–7PM

Domain Info

Mailing Address

235 RICHMOND AVE

OTTUMWA

52501-4227

United States

Contact Data

[email protected]

+1.6416836411

+1.231231234

Testimonials

What people think about Community 1st Credit Union?

Below you find some of the testimonials of our clients.

Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial difficulties in Ottumwa , Iowa because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Community 1st Credit Union that offers payday loans in Ottumwa, Iowa

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are assured that you can afford payments in good time.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see