American National Bank Payday Loans Review - Council Bluffs, Iowa

Your personal information is safe with us

2.8 6 reviews

Organization owner?

1600 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 329-4256

www.american.bank

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about American National Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Above-shown info provides the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Council Bluffs, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Council Bluffs, Iowa are issued easily. The interest rate depends on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will American National Bank help issue a payday loan in Council Bluffs, Iowa?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

46%

Healthcare Bills

52%

Traveling

39%

Car Repair

13%

Clothes

20%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Council Bluffs, Iowa. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see