Stern Finance Co Payday Loans Review - Des Moines, Iowa

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5 3 reviews
Loan agency in Des Moines, Iowa

2720 SW 9th St, Des Moines, IA 50315, USA
+1 (515) 243-3287
Thursday
8:30AM–4:45PM
Friday
8:30AM–4:45PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:45PM
Tuesday
8:30AM–4:45PM
Wednesday
8:30AM–4:45PM
Testimonials

What people think about Stern Finance Co?

Below you read some of the opinions of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Des Moines, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial troubles in Des Moines , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Stern Finance Co that offers payday loans in Des Moines, Iowa

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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