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What people think about Bank of the West?
Recently I had the most unexpected situation in my life. I urgently needed $800 to pay for medical bills. This lender assisted me the same day. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will definitely recommend this lender to my friends. Best service in my life.
Amari Gorczany
I needed $800 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of financial institutions on the Internet. Bank of the West is the most reliable financial institution in Des Moines.
Orval Mayer
I want to say Many Thanks to the staff of Bank of the West. They offer quick solution to any unexpected money problems. Love them for their immediate approval. Applied for a loan and got accepted although my credit was bad. I will 100% use this website if I need money again.
Mrs. Kendra Kunze II
Was invited to a birthday party but was broke at that time. A friend recommended me to address Bank of the West. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was effortless.
Prof. Raymond Moen
I want to say Many Thanks to the staff of Bank of the West. They offer fast solution to any sudden money problems. Love them for their immediate decision. Applied for a cash advance and got accepted although my credit was poor. I will 100% use this website if I need money in the future.
Libbie Kunde
Recently I had the most unexpected situation in my life. I urgently needed $800 to pay for medical bills. This lender assisted me the same day. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will definitely recommend this lender to my friends. Best service in my life.
Amari Gorczany
I needed $800 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of financial institutions on the Internet. Bank of the West is the most reliable financial institution in Des Moines.
Orval Mayer
I want to say Many Thanks to the staff of Bank of the West. They offer quick solution to any unexpected money problems. Love them for their immediate approval. Applied for a loan and got accepted although my credit was bad. I will 100% use this website if I need money again.
Mrs. Kendra Kunze II
Was invited to a birthday party but was broke at that time. A friend recommended me to address Bank of the West. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was effortless.
Prof. Raymond Moen
I want to say Many Thanks to the staff of Bank of the West. They offer fast solution to any sudden money problems. Love them for their immediate decision. Applied for a cash advance and got accepted although my credit was poor. I will 100% use this website if I need money in the future.
Libbie Kunde
Recently I had the most unexpected situation in my life. I urgently needed $800 to pay for medical bills. This lender assisted me the same day. They were the only lender that approved me for the required amount. I sorted out all my troubles. I will definitely recommend this lender to my friends. Best service in my life.
Amari Gorczany
Important
Now you can read general aspects of payday loans.
Payday Loans in Des Moines, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Des Moines, Iowa is are easy to access. The interest rate is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Bank of the West that offers payday loans in Des Moines, Iowa
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.
Other Payday Lenders in Des Moines, Iowa
Edward Jones - Financial Advisor: Brett A Morris, AAMS®
2102 N Court St, Ottumwa, IA 52501, USA
+1 (641) 682-2400
www.edwardjones.com
DeAnne Krull - Financial Advisor
120 W Water St, Decorah, IA 52101, USA
+1 (563) 387-3640
www.bankofthewest.com
Great Western Bank
102 S Main St, Mt Pleasant, IA 52641, USA
+1 (319) 385-8000
www.greatwesternbank.com
Principal Financial Group
200 2nd Ave SE, Cedar Rapids, IA 52401, USA
+1 (319) 362-2149
www.principal.com
Great Southern Bank
509 A Ave W, Oskaloosa, IA 52577, USA
+1 (641) 673-6367
locations.greatsouthernbank.com
