Valley Bank Payday Loans Review - Johnston, Iowa

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Organization owner?

8191 Birchwood Ct, Johnston, IA 50131, USA

+1 (515) 440-3355

www.valleynationalbank.com

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–3PM

Tuesday

8:30AM–3PM

Wednesday

8:30AM–3PM

Thursday

8:30AM–3PM

Domain Info

What people think about Valley Bank?

Below you get acquainted with some of the testimonials of our clients.

Note

Important

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Johnston, Rhode Island

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Johnston, Rhode Island. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Valley Bank that offers payday loans in Johnston, Rhode Island

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments on scheduled.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.

Let's see