First State Bank Payday Loans Review - Ida Grove, Iowa

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5 2 reviews

200 Moorehead Ave, Ida Grove, IA 51445, USA
+1 (712) 364-3181
www.firststbk.com
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2000-07-07

Mailing Address

Iowa

United States

Company Name

First State Bank

First State Bank

Testimonials

Feedback about First State Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Ida Grove, Iowa

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Ida Grove, Iowa are issued easily. The interest percentage depends on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First State Bank help take out a payday loan in Ida Grove, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Ida Grove, ia review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on time and not only solve current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

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