U.S. Bank Branch Payday Loans Review - Iowa City, Iowa

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2.6 15 reviews

204 E Washington St, Iowa City, IA 52240, USA
+1 (319) 356-9000
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Here you read the feedback of our clients.
Note

Pay Attention

Above-defined info offers the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Iowa City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Iowa City, Iowa are taken out hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Iowa City, Iowa?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Iowa City, ia consider this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only handle current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Iowa City, Iowa

First State Bank

215 N Division St, Stuart, IA 50250, USA

+1 (515) 523-2721

www.stuartbank.com

United Bank of Iowa

301 N Main St, Odebolt, IA 51458, USA

+1 (712) 668-4877

www.unitedbk.bank

Defiance State Bank

100 Franklin St, Dow City, IA 51528, USA

+1 (712) 674-3245

www.defiancestatebank.com

First State Bank

505 E 2nd St, Webster City, IA 50595, USA

+1 (515) 832-2520

www.fsbwc.com

CarHop Auto Sales & Finance

2527 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 244-4377

www.carhop.com

Edward Jones - Financial Advisor: Jeff Barta

702 S Gilbert St Ste 102, Iowa City, IA 52240, USA

+1 (319) 351-6095

www.edwardjones.com

United Bank of Iowa

1608 1st Ave S, Fort Dodge, IA 50501, USA

+1 (515) 576-5111

www.unitedbk.bank

EZ Money Check Cashing

7020 Douglas Ave STE C, Urbandale, IA 50322, USA

+1 (515) 278-9696

www.getezmoney.com

MBT Bank (Downtown Clear Lake)

300 1st Ave N, Clear Lake, IA 50428, USA

+1 (641) 357-7074

www.mbtbank.bank