The Exchange State Bank Payday Loans Review - Martelle, Iowa

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5 2 reviews

Organization owner?

105 Marion St, Martelle, IA 52305, USA

+1 (319) 482-2370

exchangestatebank.net

Thursday

8AM–3:30PM

Friday

8AM–3:30PM

Saturday

8–11AM

Sunday

Closed

Monday

8AM–3:30PM

Tuesday

8AM–3:30PM

Wednesday

8AM–3:30PM

Domain Info

What people think about The Exchange State Bank?

Below you find some of the opinions of our customers.

Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Martelle, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may be an easy and fast solution to a short-term problem in Martelle, Iowa. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of The Exchange State Bank that offers payday loans in Martelle, Iowa

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

Let's see