First Citizens Bank Payday Loans Review - Mason City, Iowa

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4.7 10 reviews

Organization owner?

2601 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-1600

www.myfcb.bank

Friday

8AM–5PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

What people think about First Citizens Bank?

Below you read some of the testimonials of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Mason City, Iowa

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Mason City, Iowa. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Mason City, Iowa

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see