Advance America Payday Loans Review - Mason City, Iowa

Your personal information is safe with us

5 251 reviews

Loan agency in Mason City, Iowa

Organization owner?

626 S Monroe Ave, Mason City, IA 50401, USA

20 years in business

+1 (641) 424-5750

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Domain Info

What people think about Advance America?

Below you find some of the reviews of our clients.

Note

Important

Above there is information about a definite lender. Below you can see common characteristics of payday loans.

Payday Loans in Mason City, Iowa

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Mason City, Iowa. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Advance America that offers payday loans in Mason City, Iowa

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see