U.S. Bank Branch Payday Loans Review - Onawa, Iowa

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5 2 reviews

1030 10th St, Onawa, IA 51040, USA
+1 (712) 423-2121
locations.usbank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Onawa, Iowa

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Onawa, Iowa is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Onawa, Iowa?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in Onawa, Iowa may help improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

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