EZ Money Check Cashing Payday Loans Review - Waterloo, Iowa

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3.6 8 reviews
Loan agency in Waterloo, Iowa

700 La Porte Rd, Waterloo, IA 50702, USA
35 years in business
+1 (319) 226-6185
waterloo-ia.getezmoney.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska

United States

Testimonials

Feedback about EZ Money Check Cashing?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Waterloo, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Waterloo, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will EZ Money Check Cashing help take out a payday loan in Waterloo, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Waterloo, ny consider this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only resolve current problems, but improve the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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FNBO - First National Bank of Omaha

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NorthStar Bank

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Advance America

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Security Savings Bank

402 S Main St, Inwood, IA 51240, USA

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bankwithssb.com

U.S. Bank Branch

1005 Main St, Rock Valley, IA 51247, USA

+1 (712) 476-5231

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Defiance State Bank

100 Franklin St, Dow City, IA 51528, USA

+1 (712) 674-3245

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U.S. Bank Branch

3401 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA

+1 (319) 364-7326

locations.usbank.com