FirstOak Bank Payday Loans Review - Elk City, Kansas

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Organization owner?

106 E Hickory St, Elk City, KS 67344, USA

+1 (620) 627-2105

www.firstoakbank.com

Saturday

Closed

Sunday
(Easter)

Closed

Monday

Closed

Tuesday

8:30–11AM

Wednesday

Closed

Thursday

Closed

Friday

8:30–11AM

Domain Info

Feedback about FirstOak Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Elk City, Kansas

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Elk City, Kansas. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will FirstOak Bank help take out a payday loan in Elk City, Kansas?

24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Elk City, Kansas. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see