1st Trust Bank Payday Loans Review - Hazard, Kentucky

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5 2 reviews

Organization owner?

24 Commerce Drive, Hazard, KY 41701, USA

+1 (606) 435-2265

www.1sttrustbankinc.com

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–6PM

Saturday

8AM–12PM

Sunday

Closed

Domain Info

Contact Data

postmaster@1sttrustbankinc.com

+1.6064352265

Testimonials

Feedback about 1st Trust Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Hazard, Kentucky

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to take out loans in Hazard, Kentucky. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will 1st Trust Bank help take out a loan in Hazard, Kentucky?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Hazard, ky consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only cope with current issues, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see