Whitaker Bank Payday Loans Review - Lancaster, Kentucky

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5 2 reviews

Organization owner?

39 Public Square, Lancaster, KY 40444, USA

+1 (859) 792-3091

www.whitakerbank.com

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–4PM

Domain Info

Mailing Address

2233 EXECUTIVE DR

LEXINGTON

40505-4809

United States

Contact Data

domuser@whitakerbank.com

+1.8592936005

+1.8592932368

Testimonials

Feedback about Whitaker Bank?

Here you read the reviews of our customers.

Note

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Lancaster, New York

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Lancaster, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Whitaker Bank help take out a payday loan in Lancaster, New York?

24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Lancaster, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as APR.

Let's see