Citizens Union Bank - New Liberty Location Payday Loans Review - New Liberty, Kentucky

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3.7 3 reviews

460 KY-227, New Liberty, KY 40355, USA
+1 (866) 633-4450
cubbank.com
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
Closed
Thursday
8:30AM–4PM

Domain Info

Created Date

1998-06-11

Mailing Address

Kentucky

United States

Company Name

Citizens Union Bancorp

Citizens Union Bancorp

Testimonials

Feedback about Citizens Union Bank - New Liberty Location?

Here you see the reviews of our clients.
Note

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in New Liberty, Kentucky

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in New Liberty, Kentucky is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Citizens Union Bank - New Liberty Location help take out a payday loan in New Liberty, Kentucky?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in New Liberty, ky will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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