Advance America Payday Loans Review - Owensboro, Kentucky

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4.3 11 reviews

Loan agency in Owensboro, Kentucky

Organization owner?

3333 Frederica St Ste 3, Owensboro, KY 42301, USA

+1 (270) 684-6408

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you read some of the testimonials of our clients.

Note

Important

The previous three items describe a definite company. But below you can read general details about payday loans.

Payday Loans in Owensboro, Kentucky

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your sudden financial issues in Owensboro , Kentucky because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Advance America that offers payday loans in Owensboro, Kentucky

24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Owensboro, ky work with individuals with poor credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within a few hours.

To get accepted for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see