Park Community Credit Union Payday Loans Review - Shepherdsville, Kentucky

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4.6 87 reviews

415 Adam Shepherd Pkwy, Shepherdsville, KY 40165, USA
+1 (502) 968-3681
parkcommunity.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-07-06

Mailing Address

2515 BLANKENBAKER PKWY

LOUISVILLE

KY

40299-2465

United States

Company Name

Park Community Credit Union

Park Community Credit Union

Testimonials

Feedback about Park Community Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Shepherdsville, Kentucky

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to take out payday loans in Shepherdsville, Kentucky. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Park Community Credit Union help take out a payday loan in Shepherdsville, Kentucky?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Shepherdsville, ky consider this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on time and not only resolve current difficulties, but improve the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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