Finance Xpress Plus Payday Loans Review - Baton Rouge, Louisiana

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5 reviews

Loan agency in Brownfields, Louisiana

Organization owner?

12051 Plank Rd, Baton Rouge, LA 70811, USA

+1 (225) 775-0400

Thursday

7:30AM–5PM

Friday

7:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

7:30AM–5PM

Tuesday

7:30AM–5PM

Wednesday

7:30AM–5PM

Testimonials

Feedback about Finance Xpress Plus?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Baton Rouge, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Baton Rouge, Louisiana is issued easily and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Finance Xpress Plus help issue a loan in Baton Rouge, Louisiana?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Baton Rouge, Louisiana. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see