Essential Mortgage Payday Loans Review - Baton Rouge, Louisiana

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Loan agency in Baton Rouge, Louisiana

3029 S Sherwood Forest Blvd #200, Baton Rouge, LA 70816, USA
+1 (225) 297-7704
www.essentialmtg.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Domain Info

Created Date

1998-09-26

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

LA

REDACTED FOR PRIVACY

United States

Company Name

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REDACTED FOR PRIVACY

Contact Data

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REDACTED FOR PRIVACY

Testimonials

What people think about Essential Mortgage?

Below you find some of the testimonials of our clients.
Note

Important

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Baton Rouge, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is easy and speedy to get approved for payday loans in Baton Rouge, Louisiana. The APR will be set specifically for each client and will depend on the personal information the client provided.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Essential Mortgage that offers payday loans in Baton Rouge, Louisiana

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

Other Payday Lenders in Baton Rouge, Louisiana

World Finance

1010 N 7th St a, West Monroe, LA 71291, USA

+1 (318) 387-4170

www.loansbyworld.com

Southern Heritage Bank

107 Short St, Harrisonburg, LA 71340, USA

+1 (318) 744-5418

www.shbnet.com

Cash Cow

4457 Hwy, LA-19, Zachary, LA 70791, USA

+1 (225) 658-1380

cashcowlouisiana.com

American Thrift and Finance Plan llc

600 N Hwy 190, Covington, LA 70433, USA

+1 (985) 892-5566

american-thrift.net

Acadiana First Financial

905 S Lewis St, New Iberia, LA 70560, USA

+1 (337) 560-6500

1st Franklin Financial

1104 E Main St Suite G, New Iberia, LA 70560, USA

+1 (337) 560-5403

locations.1ffc.com

Investar Bank

900 E St Mary Blvd Suite 100, Lafayette, LA 70503, USA

+1 (337) 703-6700

www.investarbank.com

Tower Loan

Market Center, 2321 W Esplanade Ave Unit D, Kenner, LA 70065, USA

+1 (504) 466-6960

www.towerloan.com

Centric Federal Credit Union

1091 Thomas Rd, West Monroe, LA 71292, USA

+1 (318) 340-9656

www.mycentric.org