First Consumers Financial, LLC Payday Loans Review - Baton Rouge, Louisiana

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4.1 84 reviews

Organization owner?

14580 Florida Blvd, Baton Rouge, LA 70819, USA

+1 (225) 272-9009

fcfcarloan.com

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Domain Info

Mailing Address

14580 FLORIDA BLVD

BATON ROUGE LA

LOUISIANA

70819

United States

Contact Data

cajunfoods@yahoo.com

+1.2252479630

Testimonials

Feedback about First Consumers Financial, LLC?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Baton Rouge, Louisiana

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Baton Rouge, Louisiana is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Consumers Financial, LLC help take out a loan in Baton Rouge, Louisiana?

24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Baton Rouge, la will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

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