Insta-Cash Payday Loans Review - Lake Charles, Louisiana

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5 3 reviews
Loan agency in Lake Charles, Louisiana
Organization owner?
2620 Common St, Lake Charles, LA 70601, USA
+1 (337) 421-0014
instacashpawn.com

Domain Info

Created Date

2005-07-20

Mailing Address

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TX

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United States

Company Name

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Contact Data

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Testimonials

What people think about Insta-Cash?

Below you find some of the opinions of our customers.

Insta-Cash seems trustworthy. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.

Harmon Predovic

I contacted Insta-Cash for financial assistance. Everything was done very fast. Had the money in my account the same morning. Employees are very understading. Good experience!

Mariam Baumbach

Insta-Cash rescued me in a desperate time. They approved me for a loan although I had credit issues. The process was simple and fast. I value their friendly customer support service and acceptable rates. I will definitely recommend this site to my family and friends.

Mr. Enrique Bayer

I recommend Insta-Cash to everyone who need extra funds. I’ve been using them for 2nd time. Always fantastic service!

Kristy Gerhold

Insta-Cash seems good. Applied twice. The first cash advance approved was small – $200, but next time the limit was increased to $1000. Closed the loan early. The staff were understanding, they gave clear answers to all my questions. No problems. But their interest rates are not the lowest on the net.

Joshuah Johnston

Note

Important

The previous three items describe a peculiar lender. But below you can find common data about payday loans.

Payday Loans in Lake Charles, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Lake Charles, Louisiana is are simple to access. The APR is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Insta-Cash that offers payday loans in Lake Charles, Louisiana

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments on time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Lake Charles, Louisiana

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Home Bank

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Ameican Cash Advance

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Home Bank

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Gulf Coast Bank

221 S State St, Abbeville, LA 70510, USA

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www.gcbank.com

Walmart Money Center

Supercenter #1204, 3451 Nelson Rd, Lake Charles, LA 70605, USA

+1 (337) 477-3785

www.walmart.com

St Landry Bank & Trust Co

101 N 2nd St, Eunice, LA 70535, USA

+1 (337) 457-5221

www.stlandrybank.com

BancorpSouth Bank

1263 N Market St, Shreveport, LA 71107, USA

+1 (318) 227-0675

www.bancorpsouth.com

Sabine State Bank and Trust Company

3691 W Oak St, Jena, LA 71342, USA

+1 (318) 992-5554

www.sabinebank.com