Pelican State Credit Union Payday Loans Review - Monroe, Louisiana

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3 2 reviews

Organization owner?

4864 Jackson St, Monroe, LA 71202, USA

+1 (318) 324-8320

www.pelicanstatecu.com

Thursday

9AM–12PM, 1–4PM

Friday

Closed

Saturday

Closed

Sunday

Closed

Monday

9AM–12PM, 1–4PM

Tuesday

9AM–12PM, 1–4PM

Wednesday

9AM–12PM, 1–4PM

Domain Info

Mailing Address

11585 LAKE SHERWOOD AVE N

BATON ROUGE

70816-4081

United States

Contact Data

cmorgan@intersurf.com

+1.2252958465

+1.9999999999

Testimonials

Feedback about Pelican State Credit Union?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Monroe, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Monroe, ny. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Pelican State Credit Union help take out a loan in Monroe, New York?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

23%

Healthcare Bills

26%

Traveling

20%

Car Repair

Clothes

10%

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the application when lenders in Monroe, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as APR.

Let's see