Maine State Credit Union Payday Loans Review - Augusta, Maine

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2.9 27 reviews

Organization owner?

200 Capitol St, Augusta, ME 04330, USA

+1 (207) 623-1851

www.mainestatecu.org

Thursday

7:30AM–5PM

Friday

7:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

7:30AM–5PM

Hours might differ

Tuesday

7:30AM–5PM

Wednesday

7:30AM–5PM

Domain Info

What people think about Maine State Credit Union?

Below you see some of the opinions of our customers.

Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Augusta, Maine

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may become an easy and fast solution to a short-term problem in Augusta, Maine. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Maine State Credit Union that offers payday loans in Augusta, Maine

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a cash advance if you are assured that you can make payments without delays.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see