What people think about The Cooperative Bank?
Last week I needed $700 to cover car repair bills. I decided to contact The Cooperative Bank. They only approved me for $500 but the process itself was transparent, and their rates were good.
I contacted The Cooperative Bank for help. Everything was done very quickly. Had the money in my account the next evening. Employees are very professional. Pleasant experience!
Vincent Streich MD
Thank you The Cooperative Bank for assisting me when I needed money so bad to pay for surgery. I have applied through this company twice and everything was smooth. This is the most reliable company with no hidden fees. Highly recommended!!!
Miss Bettye VonRueden
I am a regular client of The Cooperative Bank. It is very fast to apply online. The interest rate was favorable. Their representatives always help right away.
Prof. Uriel Wilkinson
A good loan provider. The lender quickly processed my application. Had funds in my account the next evening. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Below you can see general information about payday loans and their common features.
Payday Loans in Charlestown, Massachusetts
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Charlestown, Massachusetts is are simple to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
23% small loan cap
Advantages of The Cooperative Bank that offers payday loans in Charlestown, Massachusetts
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments punctually.
To get accepted for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.