The Cooperative Bank Payday Loans Review - Charlestown, Massachusetts

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3.5 4 reviews

201 Main St, Charlestown, MA 02129, USA
+1 (617) 242-0380
thecooperativebank.com
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4:30PM
Hours might differ
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–6PM

Domain Info

Created Date

1998-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

qg6vc9h62eu@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about The Cooperative Bank?

Below you see some of the reviews of our clients.
Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Charlestown, Massachusetts

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Charlestown, Massachusetts is are simple to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of The Cooperative Bank that offers payday loans in Charlestown, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments punctually.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

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Empire Loan

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First Republic Bank

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Hanscom Federal Credit Union

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