Align Credit Union Payday Loans Review - Lowell, Massachusetts

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3 17 reviews

40 Market St, Lowell, MA 01852, USA
+1 (800) 942-9575
www.aligncu.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

2013-01-31

Mailing Address

40 MARKET ST

LOWELL

MA

01852-1806

United States

Company Name

Align Credit Union

Align Credit Union

Contact Data

jdoulames@aligncu.com

+1.9783230662

Testimonials

Feedback about Align Credit Union?

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Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Lowell, Massachusetts

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Lowell, Massachusetts is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

23% small loan cap

How will Align Credit Union help take out a payday loan in Lowell, Massachusetts?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Lowell, ma consider this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively assess financial abilities, take out a loan, pay back the debt on time and not only cope with current issues, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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Align Credit Union

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aligncu.com

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