Metro Credit Union Payday Loans Review - Melrose, Massachusetts

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3.1 22 reviews

138 Main St, Melrose, MA 02176, USA
+1 (877) 696-3876
metrocu.org
Wednesday
8AM–5PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Testimonials

What people think about Metro Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Melrose, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial problems in Melrose , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of Metro Credit Union that offers payday loans in Melrose, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a payday loan if you are confident that you can afford payments in a timely manner.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

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